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Thank you for applying with Capital One Healthcare FinanceĀ®. Before you complete the application below, please note the following important information.
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means for you: When you apply for a loan, we will ask you for your name, address, date of birth and other information that will allow us to identify you.
Minimum Requirements
There is a minimum of $15,000 gross annual household income to apply and applicants must be 18 years of age.
Terms and Conditions
As part of the application process, you authorize Capital One Healthcare Finance to retrieve your credit report and verify employment and income information.
Understanding Your Fixed-rate Loan or No-interest Loan
The Fact Pacts below provide you with plain-English summaries of your healthcare finance loan. You will be applying for either a Fixed-Rate Loan or a No-Interest Loan.
When you'll confirm the details:
Upon approval, you'll receive your exact
When you would pay interest: If your loan is not paid in full by the end of the interest-free period, a 22.99% retroactive APR will be applied to the balance of the loan. To calculate the interest charges, we will multiply your daily principal balance during the interest-free period by your interest rate of 22.99% APR We will then add this interest charge to the balance of your loan. Interest Free financing options, including 3 month interest-free loans, are only available in practices registered to offer specific interest-free products. Please verify availability with your doctor before selecting an interest-free product.
When you'll confirm the details: Upon approval, you'll confirm your exact monthly payment
If payment is dishonored or returned, we reserve the right to charge a $25 returned check fee. If any part of a payment is received after the stated due date, we reserve the right to charge a late fee of $39.
++ Rates for our program range from 1.99% APR to 25.99% APR. The APR available to you will be determined by the term for which you apply and your credit standing. These rates are available for a limited time only and are not available in all areas.
Worried about sending this information over the internet? Capital One Healthcare Finance is committed to the security of the customers with whom we do business. For that reason, we use Secure Sockets Layer (SSL) encryption to conduct all online transactions. SSL is an encryption protocol that provides confidentiality and integrity for all communications between customers and the Capital One Healthcare Finance site.
You can also call our toll free number to apply over the phone at 1-877-559-5050.